Financing a New or Pre-Owned Volvo

Volvo Finance Options in Seaside, CA

Applying for automotive financing can be an overwhelming experience for many consumers in Palo Alto, CA. Rest assured, the finance department at Volvo Monterey wants to make the process more approachable and straightforward for our customers in San Jose, CA.

We take the time to work with you to find the best option for your particular needs and are always here to answer your questions. One thing we're often asked is the difference between financing and leasing. Here's what you should know.

When to Buy

Buying a vehicle is probably the method to consider if you're a driver in Monterey, CA who wants to build equity or if you can see yourself driving your next new Volvo for a long time to come.

Once you make the final payment, the vehicle belongs to you, free and clear. In the meantime, you have the freedom and flexibility of driving unlimited miles and making any type of modifications you like to your new ride.

Why Lease?

Conventional financing works for a lot of consumers in Salinas, CA, but leasing may be your best bet if you're looking for the most affordable way to drive a brand new Volvo or if you don't want to be tied down to a longer-term financial obligation. Lease terms are usually only two or three years in length.

During this period, you can expect to make monthly payments that are significantly lower than those on a comparable loan. Plus, maintenance costs tend to be rather minimal. Be aware that most leases come with a provision that places a certain limit on miles driven per year.

Apply for Volvo Finance

Ready to take the next step toward driving a new Volvo? Stop by our location in Seaside, CA to explore our inventory and take a test drive. To save time, feel free to apply for finance online at our website. We look forward to meeting you in Palo Alto, CA.

Your privacy is important to us.

Volvo Cars Monterey takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Volvo Finance Center near Santa Cruz, CA

Whether you have your eye on a new Volvo XC90 Recharge Plug-In Hybrid or a comfortable Volvo S60, talk to the friendly auto financing team at Volvo Cars Monterey to learn more about your options. We offer great rates on Volvo financing in Seaside, California. From checking your credit score, estimating monthly loan payments, valuing your trade-in, or prequalifying for credit, our team has the experience and resources to meet your needs. Visit our Santa Cruz, CA area auto finance center today to learn more!

Volvo Specials at Volvo Cars Monterey

When you shop for a premium Volvo model in the Santa Cruz, CA area, look no further than Volvo Cars Monterey. After browsing our new Volvo inventory, be sure to check out our new vehicle specials. You'll find the latest Volvo lease specials and limited-time Volvo finance offers on some of our most popular Volvo cars for sale near Salinas, CA. If you have any questions about the Volvo finance options available at Volvo Cars Monterey, swing by our dealership or reach out to us today!

Buy or Lease a Volvo Car near Salinas, CA

If you are considering leasing a Volvo car or SUV near Santa Cruz, CA, talk to the experts at Volvo Cars Monterey. Our team can help you explore leasing and financing options that suit your lifestyle. Want to take a step ahead? Fill out our online finance application so we have all your information ready for your visit. If you know what you want and are ready to get going, use our Express Purchase Online tool to quickly buy and finance a new car in Seaside, CA.